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Dickinson Mortgage


A Mortgage is a document that contains the details of an agreement between two parties.One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

Dickinson Mortgage and Associates is a full service lending institution dedicated to understanding and meeting its customer's needs. In addition to offering a diverse menu of mortgage products and competitive rates, they maintain a strong commitment to customer service. Their convenient online application and automated underwriting capabilities ensure efficient processing of your loan, and provides for fast closings. To receive professional and dependable service, be sure to contact Dickinson Mortgage and Associates for all your mortgage financing needs.

Dickinson Mortgage and Associates offers a variety of mortgage products to meet the needs of the individual homebuyer. The products require good credit. Rates are typically a bit higher than the conforming loan rates. The initial number is the number of years the loan rate will not change, and the second number signifies what the loan program will be after the fixed loan rate period. All of the above loans change to a 1-year adjustable rate mortgage meaning the rate can change once per year after the fixed rate period. These loans are a great savings for those clients who do not plan on keeping a loan for more than a few years.

Typically a loan with only one closing that converts to a permanent loan once the home is completed. Utilized by those building or renovating homes. Premium rates are available to those using a reputable builder.

The Company is exceptionally proficient at grabbing promising opportunities. The Company continues to expand its horizons in finance setting standards of excellence in multiple fields and transforming promise and potential into economic realty.
 

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