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Home > Financial Services > Mortgage Brokers > House of Mortgage
House of Mortgage
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
The firm was founded and incorporated in 1988. Originally serving southern New England from its home base in Providence, Rhode Island, the company has since expanded its current licensed operation nationally. Growing from a modest brokerage service to a mortgage banking firm in 1995, the firm has developed in response to the needs of consumers. Year after year, the firm continues to consistently expand their client base. They are a company with an eye on the future, balancing strength upon a foundation of excellence in service to their clients and communities.
The firm assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
From Juneau, Alaska to Cheyenne, Wyoming and every small town across America, they have been financing your dreams from the comfort of your home for over 20 years. Their team of experienced mortgage experts is committed to your success and will go above and beyond traditional means to insure your satisfaction. They are a direct lender, not a broker. This means they don’t shop your application around to other lenders and hope one bites.
The firm is uniquely adept at seizing promising opportunities. The Company continues to expand its horizons in finance setting standards of excellence in multiple fields and transforming promise and potential into economic realty.
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