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ICON Financial




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
The Firm also assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan firm that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
The firmhas built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers.  They are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. from purchase to refinance to construction lending. They have access to a full range of mortgage sources and all of their lending specialists are dedicated to finding the right loan with the best rates, terms and costs to meet their clients' unique needs. They also offer a special Mortgage Manager service for those considering refinancing their mortgage.
 
They take their clients’ financial privacy very seriously. They restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. They help their clients finance their dream of home ownership. They educate and guide the applicants, including the credit challenged, through the process of loan approval. They have gained a fair deal of faith from their customers and continue to serve the community with a level of quality few in the industry can match.

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