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Home > Financial Services > Mortgage Brokers > Imperial Mortgage
Imperial Mortgage
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
At Imperial Mortgage, they specialize in a wide variety of loan programs to suite almost anyone. Their loan programs range from no money down loans, down payment loans to land development loans. Imperial Mortgage also offers many loans to people with bad credit and even options if you have filed Chapter 13 Bankruptcy.
The Company offers no credit score loan program withinFull DOC and Stated income, Wage earners O.K., 80 percent LTV, Seller carry seconds up to 100 percent LTV, Gift funds O.K. The Company also offers Sub Prime Loan ProgramsSelf employed for 1 year or more 95 percent loan program, Seller carry backs second lien Gifts allowed, 24 months bank statement, priced as full doc, no tax returns, Down payment can be borrowed, chapter 7 bankruptcy o.k., VA loan programs, investment property loans, FHA government loans, 100 percent no money down programs, 90 percent loan program, 97 percent money program and many programs that will attract the clients.
The Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan. The Company is committed to providing the best service to clients seeking it from this industry as also to the pursuit of excellence, integrity being the forefront of their list of objectives.
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