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First Southern Mortgage


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

A strong and genuine belief in the customer for life principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.
 
First Southern Mortgage is a full service Mortgage Broker offering a wide variety of Mortgage Loan Programs to fit almost every customer's needs. They offer Conventional, Jumbo, and Non Conforming Mortgage Loans. Their reputation has been built on recommendations from satisfied customers.
 
The Company understands that whether you are buying your first home or refinancing your existing mortgage, a home mortgage loan is probably the largest financial investment decision most people will make in a lifetime. They have helped many families and individuals realize the dream of home ownership.Their friendly and knowledgeable staff of mortgage professionals will help make the mortgage process, from application to closing, as quick and hassle free as possible. They work hard to make sure that their customers get the right loan at the best rate available.

First Southern Mortgage is providing Loan programs such as fixed rate mortgages, adjustable rate mortgages, balloon mortgages, first time buyer programs, stated income programs, no point, no fee programs, imperfect credit programs, home equity line of credit, home equity fixed loan.

The Company uses the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a home loan. This means that you can now get a loan faster, at a lower cost, with less paperwork and less stress.

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