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InterBay Funding LLC




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

InterBay Funding, LLC is a subsidiary of Bay View Financial Trading Group, a Miami based investment banking firm serving the mortgage industry for the past 22 years. As a direct portfolio lender originating, funding and servicing small commercial mortgages, they specialize in alternative properties and borrowers. Their programs are tailored for real estate investors, the self employed or borrowers who don't fit the traditional lending or agency/bank guidelines. 

Their products and programs are a unique blend of simplified underwriting and creative loan structuring. Their growth and success is a dynamic blend of capital, marketing and innovation as a leading portfolio lender in the mortgage industry. InterBay originates stated income/stated benefit commercial loans between 100,000 dollars and 1 Million dollars across North America. The company sells exclusively through mortgage brokers with whom it builds and maintains long term relationships based on fast and reliable service.

InterBay Funding, LLC maintain an open work environment where promotion from within is the first option. The company staffs its facilities to adequately service steady volume growth and also ensure that employees can maintain a reasonable work / life balance. The company is also strongly committed to inventive bonus plans based on performance.

Their mission is to provide financing that offers the borrower convenience and confidence that other lenders cannot deliver.
 

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