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Halpern & Associates Mortgage


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Financial considerations are important to every home buyer, and you certainly should consider the different rates mortgage companies in your area offer on comparable loans. But you also want a mortgage company you can trust, and someone you can work with effectively. So don't let rates be your only criterion. Halpern and Associates, Inc. is a Florida Mortgage Company you can trust. The Company offers the widest range of mortgage loan programs available in the industry today. They offer you the best of both worlds: many different mortgage and loan products, delivered with in-house underwriting approval and swift closings.
 
Halpern and Associates has a strong commitment to providing creative solutions and very competitive mortgage rates resulting in mortgage programs such as bridge loans and blended mortgages. Along with the personal commitment of their professionals, they promise to make the mortgage process a fast and pleasant experience.
 
Halpern and Associates offers the widest array of Mortgages for Teachers available in the industry today. Their program of Mortgages for Teachers is dedicated to teachers who devote themselves to improving the future of America. This government assisted program gives you the opportunity to purchase a home with little or no money down. Halpern and Associates Mortgage give you the Broker Advantage. They are always pursuing new and unique financing programs to match your needs.
 
Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, Halpern and Associates purpose is to satisfy your needs. By putting you first, they assure you a pleasurable transaction. They will also be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

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