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Home > Financial Services > Mortgage Brokers > Harvest Financial Lending
Harvest Financial Lending
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust firm, credit union, Mortgage Corporation, finance firm or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
The Firm assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan firm that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
The firm is a full service mortgage broker. They shop numerous lenders to find programs that fit your specific needs, at the best available rates. They offer a variety of flexible programs to assist business owners and investors purchasing real estate. They specialize in clients who have been turned down by the banks.
They explore all the best loan options for your specific needs. They commit to honest, reliable service and offers competitive rates backed by established lenders. They also accommodate all types of credit and loan programs devoting time to secure loan approvals quickly. The firm endeavors to explain each step thoroughly to their client to ensure a smooth and easy process. Their highly trained lending specialists are dedicated to providing you with the personalized attention you deserve.
The Firm never puts you in loans that don't make sense. If refinancing a loan will cost you more than it will save you, or if it does not make financial sense, they won't do it. They are committed to putting you in the loan that fits your individual needs. The Firm won't put you in a loan that will cost you more money in the long run, or does not make financial sense. They also deliver all loan disclosures to you within three business days.
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