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Four Star Mortgages


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Four star mortgages is a locally owned mortgage company providing a full range of loan programs from government insured to jumbo loans. Four stars have become known for their ability to get the loan closed no matter the degree of difficulty. Four stars have access to literally hundreds of loan programs both locally and on the Mainland. With the expertise they have gathered over many years in the lending field, they are able to individually match the best loan program and price to each individual borrower.

The Company is on the cutting edge of technology offering written approvals within hours, closing documents downloaded for signing anywhere in the world, and up to the minute loan status all with Aloha and personal attention to you. The support staff of Four Star Mortgages is the most experienced to be found. Along with the excellent origination staff they make each transaction a Four Star Experience.

The Company uses the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a home loan.
 
Four star mortgages is providing Loan Programs such as Fixed Rate Mortgages, Adjustable Rate Mortgages, First Time Buyer Programs, Balloon Mortgages, No point, No fee Programs, Stated Income Programs, Imperfect Credit Programs, and Home Equity Fixed Loan.
 
The Company is committed to help their clients realize the American Dream of home ownership by tailoring the financing to fit their needs. By working closely with their clients, they are able to determine the loan program that comfortably fits within their budget, yet allows them to buy the most home they can afford.

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