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Home > Financial Services > Mortgage Brokers > Heath Financial Services, Inc.
Heath Financial Services, Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Heath Financial Services Inc. is a Nevada corporation that was founded in 1989 by James Lewis Heath Jr. its current President and CEO. and is a Mortgage Broker licensed by the States of Nevada and California to originate loans. They are a full service Commercial and Residential Mortgage Company. A strong and genuine belief in the customer for life principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production. Their fees are earned only by finding the loan you choose to use and are paid in escrow.
The Company as a dedicated staff of professional loan officers who work with several different lenders to find you a loan that best fits your needs, credit situation and transaction circumstances. Did you know that many of the major lending companies have wholesale divisions and use mortgage brokers as an outlet for selling loans? The Company will submit your loan to the lender who is most likely to approve the loan of your choice. If it isn't approved, Heath financial Services will submit your loan to another lender.
There has been a steady corporate growth rate combined with the ability to maintain flexibility, unrelenting attention to detail, responsible quality control throughout the entire operation and total customer focus is enhanced further by associates who are among the brightest and most talented in the industry.
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