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Home > Financial Services > Mortgage Brokers > JayRose Mortgage Company, Inc.
JayRose Mortgage Company, Inc.
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
JayRose Mortgage Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
At JayRose, they think technology is a wonderful thing. It allows them to share and process information efficiently. But that is not what their business is built on. At JayRose Mortgage, they believe that personalized service is the best way to keep their customers happy. Their technology allows them to efficiently process your information, but it is customer contact that makes them stand above the rest. At JayRose, they will take the time to get to know you individually. They will also help you determine which product is best suited for your situation.
They offer Conventional and Jumbo Loans, Conforming and Subprime, Interest Only Loans and many more. A fixed rate mortgage has a set interest rate for the life of the loan. This insures that the amount of principal and interest you pay monthly remains constant. An adjustable rate mortgage normally will have a lower initial interest rate than a fixed rate mortgage.
They believe that customer service is their most important attribute. They will take the time needed to make sure they are presenting you with the best products for your particular circumstance. Once you have chosen the type of loan you desire, they will use their technology to process your loan as quickly as possible.
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