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JC and Associates




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
JC and Associates is comprised of real estate professionals from all over Northern California. The true value of their staff is in the varied backgrounds that contribute to the care and respect with which they handle their clients and their responsibilities to them. With their staff having experience as Real Estate Investors, Sales Professionals, Small Business Owners, and Financial Specialists, they have the benefit of understanding the value of money and understand the work that has gone into accumulating and protecting ones finances.
 
As an extension of their commitment to customer satisfaction, JC and Associates is excited to provide mortgage products to their clients as another way of meeting your real estate needs. They offer Second mortgages, equity lines, Mortgages programs range from first time homebuyers to jumbo loan programs and consolidation loans.
 
Building a new home can be an exciting prospect, unless you get caught up in a construction loan approval process that's overly complicated and time consuming. With this loan they will finance up to 90 percent of the cost of land plus the costs of construction. They offer a one time fixed rate closing.
 
JC and Associates believes that everyone should have the opportunity to take part in the American Dream of homeownership. But, unexpected circumstances such as illness, divorce, job cuts and many others can create credit challenges for potential borrowers. These credit challenges can make homeownership a very difficult goal to obtain. They have the programs that will get you into a home even if you have poor credit.  
 
In addition to offering the standard services and transactions of real property, JC and Associates is also dedicated to providing expert level investment services while simultaneously presenting clients with a broad selection of investment opportunities throughout California.

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