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Home Capital Funding


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Home Capital Funding is a Mortgage Banking Firm that has been designed for one simple reason; to serve the needs of the national broker loan officer community. In an effort to accomplish the aforementioned objective. The firm has implemented some of the finest technology systems, and matched them with an outstanding team of people.
 
They believe that their focus must remain clear; provide superior service with a competitive pricing and product model. Clear communication between the staff and their valued client leads to a competitive service advantage, which will define their corporate success and mission. With Home Capital Funding you are in a unique position to have a loan for every scenario ensuring that you can perform and profit from every borrower.
 
They assist you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

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