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Home First Financial


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Home First Financial is a leading mortgage broker serving all of California and Alaska. The Company was founded in 1988 and has helped thousands of clients purchase homes ands lower their interest rate. The Company’s mission is to work for the success of the clients they serve by providing dependable advice, accurate information, unsurpassed customer service and financial options that best satisfy their needs. They are committed to offering their customers the most innovative loan products using state of the art automation. They promise to keep the process of applying for a mortgage pleasant for their customers while providing them with the most affordable loan products to meet their needs.
 
The Company offers 103 percent Financing Loans that is  ideal for first time buyers, these no down-payment mortgages can help reduce, finance or eliminate nearly every cost associated with obtaining a home loan. Typically, most funds needed for closing costs can be a gift, can be financed into the new loan or can be paid by the seller. Their Imperfect Credit Loans allows borrowers with less than perfect credit to qualify for competitive interest rates to consolidate debts and lower payments or make home improvements. They also have No Income Verification Loans, Ideal for the self employed with good credit, loans where borrowers agree to put down a slightly larger down payment in exchange for reduced documentation requirements. VA and CAL VET: Government insured guaranteed long term, fixed rate and variable rate loans are also available only to veterans.
 
The Company’s mission statement is simple  deliver to customer's a level of value and service that exceeds their expectations. The Company’s customers should remember ­­­­­­­­­­­­­­­them as a pleasant experience and be excited to refer family and friends for their mortgage needs.

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