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John Galt Mortgage




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
The Company is a dedicated professional since 1977, specializing in hard-to-place credit, FHA, VA, and conventional financing, and have both Canadian and American mortgage banking experience.  Most of their clients are first-time home buyers.

Outstanding service and a commitment to excellence have built a solid client base for them, largely through referrals.  They strive to understand, in the context of a caring relationship, each client’s goals, needs, and dreams.  They tailor a loan package to fit your unique set of circumstances.
 
They offer fixed rate mortgages for 30 yr and 15 yr fixed. Advantages of it are monthly payments are fixed over the life of the loan, interest rate does not change, protected if rates go up, can refinance if rates go down. They also offer balloon mortgages for 7 and 5 yrs. It gives advantages such as lower initial monthly payment, lower payment over a shorter period of time, many balloon mortgages offer the option to convert to a new loan after the initial term.
 
Their imperfect credit programs gives advantages like potential for reestablishing credit if you pay your mortgage on time, when used for debt consolidation, you may be able to reduce your monthly debt payment. They also offer stated income program, first time buyer program and more that will help the clients.
 
Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

Financial Services Companies all are here at FinancialBrowsers.com

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