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John T. Cento Mortgage




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Mr. John t. Cento, founder became active in the real estate and finance industry in 1970 & has continually been engaged in this field for 34 years, Mr. Cento has been the sole owner of various real estate companies. They offer referral fees and a signed co-brokerage agreement. The amount is on a case by case basis. Loans can be placed Nationwide. You will be kept informed on the progress of your referral.
 
Company offers loans for Construction, Retail strip mall, Raw land, Automotive, Mobile home parks, Hotels-Motels Flag & Independent, Marina, Mixed use, Freestanding buildings, Gas Stations & C-Stores, Multifamily all unit sizes, Vacant properties, Warehouse, Senior housing, Office buildings, Lube centers etc.

Advantages of it are Wholesale Commercial Finance Rates, Non-Conforming Loans, available for all Clients, 90% Loan to value on many programs, No tax returns-no personal income verification to qualified borrowers, Unique underwriting process for several programs, No lender points-No yield maintenance-No mandatory lockouts-No loan committees-NO loan to one borrower limits available, Bank competitive pricing, Multiple pricing options, and Owner occupied or investor properties.

Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

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