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Home Town Financial, Inc.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Home Town Financial has been a locally owned and operated mortgage brokerage since 1993 that utilizes cutting edge technology and a commitment to superior customer service in originating and processing mortgage loans. As an independent brokerage they work with multiple lenders who offer a full variety of mortgage products. They match your situation to the best loan program available. In most cases they are able to obtain financing through a conventional or government program. They are not limited to traditional guidelines for those with challenged credit or undocumented income, as they also offer a full array of none conforming and portfolio products.
 
In loan application section in this section, you will be able to quickly fill out a loan application. After completing all the information relevant to your mortgage request, you will be able to submit your application and one of their mortgage consultants will contact you within the next business day to discuss your financing needs. This process moves along very quickly. After filling out the following screen, you will be immediately redirected to the application section.
 
In the upcoming section, you will have the ability to calculate the loan amount you qualify for with today's rates. You will also be able to calculate your monthly payments based on the loan amount you wish to borrow and the type of program you choose. In addition, you will be able to see how paying points on your loan will affect your bottom line. In order to precede to their loan calculators, you will need to create an account with them or, if you have already done so, login using your previous account information.

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