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Kash Mortgage Co.




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
In 1985 the President of Kash Mortgage, Teresa Kash Davis, entered the consumer finance industry after earning her Bachelor of Science in Business Administration. She was ready to apply her education to practical financial situations that was attained through 15 years experience at Credit rift, American General, Household International, Crystal Mortgage and Conti Mortgage. Now, with education and experience she was ready to embark upon mortgages with ethics, honesty and service.
 
Teresa and her husband, Roxy Davis, created Kash Mortgage with the client as the focus. Kash Mortgage operates throughout Kentucky and Ohio, and has provided thousands of clients with loans and information needed to purchase or refinance.Kash Mortgage is an active member of National Association of Mortgage Brokers and Mortgage Bankers Association of America. 85 percent of business is client, bank, and realtor referral. Kash Mortgage has never had a filed complaint by any agency or client.
 
Great for business for self, or those borrowers with 1099 income. Income can be stated or partially verified by 12-24 personal bank statements. Stated income with no income verification available to some borrowers. Loans for those with good credit. Excellent rates on 30, 20, 15 year fixed, or 7-year balloon. Government backed loans up to 100 percent for purchases and 90 percent streamline refinances. Good loan for those with good credit and VA eligibility. Lines of credit for varying uses at good rates. Their limited time programs feature rates below prime.

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