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Gold Key Mortgage


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Gold Key Mortgage is a premier mortgage company catering to good credit borrowers that need the best mortgage financing available. They offer the best products based on your objectives and personal situation. Shopping for the best rate is important, but equally important is structuring your refinance or purchase in order to maximize your financial position. Gold Key Mortgage offers a unique lending product, guaranteeing closing costs.  Once you select a rate they give you closing cost fee called the Lone Fee, and that is what you will pay at closing.  The Company offers no surprises. However, the Lone Fee does not include prepaid interest, tax reserves or insurance reserves.
 
Gold Key Mortgage has underwriting authority on virtually all of the types of loans they close. That means nearly instant approval for your application. Their products include Conventional Loans, up to $333,700 and Jumbo loans, over $333,700. Their other services include automated underwriting, Special Interest Rate Buy down mortgages, 5 percent and 10 percent Down with No PMI, 3 and 5 Year ARM's, 5 and 7 year balloon Mortgages, Second Mortgages, 100 percent Purchase Financing.
 
Gold Key Mortgage prides itself in premier customer service and attention, coupled with the best mortgage products available today. Let one of the Company’s trained specialists help Pre-Qualify you by filling out their online application or meeting with one of their dedicated professionals.
 
 

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