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Home > Financial Services > Mortgage Brokers > Kentucky Fidelity Mortgage Co.
Kentucky Fidelity Mortgage Co.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Kentucky Fidelity Mortgage KFM has been successfully servicing the Northern Kentucky area since 1996. Being a mortgage broker offers them the unique ability to offer you the most competitive rates and loan programs on both a local and national level. This ability translates into finding you just the right financing for your individual needs. Their home loans feature the most competitive rates and closing costs.
KFM offers 30, 20, 15, and 10 year fixed rate mortgages; 1, 3, 5, and 7 year adjustable rate mortgages; 3, 5, 10, 20 percent down payment programs; investment property loans; refinancing programs; construction loans; bridge loans; VA loans and more. They even lock your interest rate for up to 180 days.
The Company never puts you in loans that don't make sense. If refinancing a loan will cost you more than it will save you, or if it does not make financial sense, they won't do it. They are committed to putting you in the loan that fits your individual needs. Through the process they take you through they take your application, pull your credit bureau report at the same time, getting you pre-approved for your loan. Since they know your time is valuable, they will streamline the process; they will call and discuss your options with you. The Company won't put you in a loan that will cost you more money in the long run, or does not make financial sense.
The firm is committed to put you in the loan that fits your individual needs. Through the process they take you through your application, pull your credit bureau report at the same time, getting you pre-approved for your loan.
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