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Home > Financial Services > Mortgage Brokers > Keypoint Federal Credit Union
Keypoint Federal Credit Union
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Keypoint was founded in 1955 by a small group of committed and concerned employees. Since then, they have grown to serve almost 4,000 members and handle their finances to the tune of over $26 million. Their longevity and strength will continue to provide their members with superior service, rates and access.
Keypoint Federal Credit Union is member owned, which means that everyone who saves and borrows here is part owner. And, as a not for profit financial provider, earnings are passed directly back to the owners through lower interest rates on loans, higher interest rates on savings, rebates and much more.
They at Keypoint are striving to make your credit union a one stop shop for financial services. They are embracing technology and growth to ensure that they are able to provide solutions to your every need. Keypoint is providing loan programs such as Consumer Loans, Regular Share Secured, New Used Car and Motorcycle, New Used Boats, Outboard Motors, ATV's and Tractors, New Used Recreational Vehicles Motor Homes, Travel Trailers and Campers, Signature, Real Estate Mortgage Loans Property, New Mobile Homes, Mobile Home & Land.
They are small enough to offer members personalized attention and friendly service, yet large enough to offer the financial tools you have come to expect like ATM service, visa and debit cards, internet banking and others. They offer the compassion and understanding of a credit union family that no bank can match.
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