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Home Team Mortgage




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Adjustable Rate Mortgage is a mortgage in which the interest rate is adjusted periodically based on a reselected index. Also known as the renegotiable rate mortgage, the variable rate mortgage or the Canadian rollover mortgage.
 
Home Team Mortgages Other Popular Programs that include Special Relocation Rates, Jumbo Loans, FHA & VA, First Time Home Buyer, No Income and No Asset Verification Program, Purchase Plus Improvement, Construction Loans, Or, their loan officers will tailor a loan to fit your needs.
 
Home Team Mortgage assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
 

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