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Home > Financial Services > Mortgage Brokers > Hyde Park Mortgage Company
Hyde Park Mortgage Company
A Mortgage is a document that contains the details of an agreement between two parties.One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
The Company offer free pre-approvals if you are looking to buy a property and need an experienced professional to help analyze your buying potential. They can be contacted or set an appointment first-time homebuyers will also receive a complimentary copy of The Road to Home Ownership, a 150-page book with valuable loan information, charts, money management tips, glossary, etc.
The Company can take your application in person or over the phone; you may download the mortgage application from paperwork via messenger for your convenience. Although the documentation required for processing loans varies from product to product, their generally will need to see your most recent paycheck stubs covering one month's time, your last two years' W-2s, and your recent bank statements. The Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
The Company provides loan types fixed rates, balloons, adjustable rate mortgage. Company programes specialty 103 percent financing, one month option ARM, super jumbo loans, constriction programes commercial loans.
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