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Menicucci Villa & Associates


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Menicucci Villa & Associates has carved a niche in the New York Metropolitan Area serving both individual and business clients. They concentrate in Banking & Finance Law, Real Estate Law, Mortgages & Foreclosures, Litigation and Appeals. In each of these areas their goals are to provide quality advice, leadership, innovative and practical solutions, and insight into all their clients' business and individual needs.
 
They utilize the most current technology and cost-effective methods to provide services in a timely, client-oriented manner and a personal yet professional environment. They are committed to responding to telephone calls promptly, reporting on cases regularly, and advising of risk by informing clients of significant changes in the law and strength of their case. Their approach and the results they have delivered have attracted major corporate and individual clients and have been the foundation of their long-standing relationships with their clients and the community.
 
Their attorneys handle a multitude of banking issues including lending and secured transactions, loan workouts, commercial paper, mortgages, foreclosures, litigation and compliance and regulatory issues. Their clients include borrowers, commercial and residential banks, savings and thrifts, and holding companies.
 
Although they have expanded, its roots are in the handling of all areas of residential and commercial real estate proceedings and transactions. Their years of experience have proven successful in areas such as purchase and sale, construction, zoning, title examinations, quiet title actions, mortgages and foreclosures, closings and management.
 
They advise clients who are or might become involved in a lawsuit as a result of a dispute, including prevention and settlement. They handle most areas of litigation, with a concentration on banking litigation, commercial and business disputes and real estate litigation.

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