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Merrimack Mortgage Company


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Merrimack Mortgage is located in Manchester, New Hampshire, and has been originating, purchasing and servicing residential mortgages since 1983. The company specializes in originating owner-occupied loans, second home loans and investment property loans. The company is licensed in New Hampshire, Maine, Massachusetts, Rhode Island, Vermont and Connecticut. Merrimack's loans are originated through the company's branches, and they also purchase loans from banks, other mortgage bankers and mortgage brokers throughout the region. Merrimack Mortgage's main office is located in a historic building in the heart of Manchester's downtown district.
 
Merrimack Mortgage contributes to the health and growth of the region's economy by offering many types of loan products to its customers, including conventional fixed rate loans, adjustable rate loans, jumbo loans, Federal Housing loans and loans guaranteed by the Veterans Administration. In addition, on the state level, the company participates in homeowner programs offered by the New Hampshire Housing Finance Authority as well as the State of Maine Housing Authority. For many families, whether they are just starting out or entering their golden years, Merrimack Mortgage makes the classic American dream of home ownership a reality. The company also helps customers refinance home mortgages in order to lower mortgage payments or make other dreams come true, such as a college education or home improvement. 

The very nature of Merrimack Mortgage's business residential home ownership  provides the company with a unique perspective on the two biggest necessities in life. While one of those necessities is shelter, the other vital component to a happy home life is food. In order to provide the local community with the second necessity, the company regularly donates funds to local programs. In times of need, Merrimack Mortgage has ventured beyond its immediate area of business to offer contributions in other parts of the country.

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