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Home > Financial Services > Mortgage Brokers > OCM Mortgage
OCM Mortgage
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
The OCM Financial Group has been providing personalized financial solutions nationwide since 1981. Utilizing their experience in the industry, OCM continues to provide cost conscious solutions for businesses and individuals. Their mortgage and leasing professionals will evaluate your current financial situation and answer any questions you may have. From equipment leasing to mortgages, they have the knowledge and resources to ensure that your experience with them is a positive one.
The Company prides their selves on their ability to please the most experienced buyer, as well as the first time buyer. If you're looking for the best value and service, or that simple zero down first time buyer program they are your mortgage company.
The Company professional loan consultants are ready to accept the challenge of getting you approved today. Their goal is to get you the home of your dreams. Just apply online and they will have an answer for you almost instantly.
The reliability of the CMA depends upon the agent's experience and the characteristics of the property. The agent will suggest a selling price to the seller based upon the analysis. However, neither the seller nor the agents are bound by the results of the analysis, and the agent is not required to follow any formal procedure in completing the CMA.
The law states that if the mortgage company orders the appraisal, the appraiser is responsible only to the mortgage company. They expect mortgage companies to be prudent and they should be, but being prudent is protecting their interest, not necessarily the purchaser's.
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