Orca Financial Partners

A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

Orca Financial Partners is a boutique lending firm located in Kirkland, Washington and focused on serving local communities.  The firm was founded in May 2004 to raise the bar on the caliber of financial expertise that homebuyers deserve and should expect when they seek assistance in making the best mortgage choice and avoid costly mistakes.

They offer the full range of fixed and adjustable mortgage products to borrowers with all credit profiles, loan types and down payment requirements.  However, they strictly adhere to sound financial principles and responsible lending practices.

Adjustable Rate Mortgages
generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. If you need to borrow money, home equity lines may be one useful source of credit. Initially at least, they may provide you with large amounts of cash at relatively low interest rates and they may provide you with certain tax advantages unavailable with some other kinds of loans.

The firm is committed to helping their clients to find the right mortgage product and to avoid costly mistakes.

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