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Home > Financial Services > Mortgage Brokers > Ozark Home Mortgage Inc.
Ozark Home Mortgage Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Ozark Home Mortgage is a friendly and reliable loan service. They try to meet your personal loan needs in a timely and professional manner offering competitive rates and closing costs for your mortgage.
The firm assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
Rates above are actual rates from lenders used by Ozark Home Mortgage and are updated daily. These rates are dependent on applicant's qualifications and approval by lender. There is a 1% loan origination fee that will be applied to conforming loans and a 2% origination fee applied to non-conforming loans in addition to closing costs stated. Closing costs are estimates; actual amounts will be disclosed on approval of loan amount.
Their company is linked to the highest nationally ranked lenders and underwriters. This allows the borrower more flexibility in better rates and terms. They specialize in home lending, refinancing, and commercial loans. Construction loans are available upon request with the lowest interest rates.
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