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Paragon Mortgage Inc.




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Santosh Govindaraju is a Founder of Paragon Mortgage, Inc. since its inception. Paragon Mortgage, Inc. was founded in August 1999 with a vision to gain market share in underserved niches of the mortgage industry. Critical to this vision was the innovation of mortgage products that fulfill inefficiencies that define these underserved niches.

They are the premier first time home buyer lending experts in Florida. No credit, challenged credit, or perfect credit. Whether you have a down payment or need 100 percent plus closing costs financed. They have the most program options covering the most scenarios. If they cannot get you the perfect loan for your situation, it just is not available. And, in that case, they will even help you put a game plan together for approval in the near future.

Refinance your entire loan into an Equity Line of Credit. Rates are extremely low, and it works just like a credit card. As your balance goes down, so does your monthly payment. Equity Lines have an interest only feature for the first 10 years, should you choose to only pay interest, and usually allow up to 25 years to pay off. If you make the same monthly payment as you are used to making in an equity line arrangement, you will pay off more principle, paying off your loan quicker, with less interest. And, the equity is available to use when you need it.

Paragon Mortgage, Inc. seeks to be a dominant leader in the mortgage banking industry. The firm seeks to achieve this goal through superior client service, efficient and high quality systems, and persistent effort. The firms strives to be what its name reflects, the Paragon of the mortgage banking industry.

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