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Home > Financial Services > Mortgage Brokers > Magic Financial Services Inc.
Magic Financial Services Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
A strong and genuine belief in the customer for life principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.
They use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a home loan.
This may be your golden opportunity to re establish your credit and recover from overwhelming debt or consolidate your high interest debt into one easy, low interest monthly payment. They specialize in helping homeowners to repair their credit and putting them on the road to recovery.
When buying a house, you may get pre-qualified or pre-approved. You can typically get pre-qualified over the phone or on the Internet in a few minutes. A pre-qualification is not as beneficial as a pre-approval where you have to go through a more rigorous process which includes verification of your credit, income, assets and liabilities. It is highly recommended that you get pre-approved before you start looking for a house.
Their professional staff works with you. Their mortgage programs include a variety of financing options, competitive interest rates and personalized service. They realize that everyone is different. That's why they treat you like an individual on a one to one basis. And it's why their Mortgage Professionals work with you every step of the way.
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