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Pinnacle Home Mortgage Co.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
The Illinois Association of Mortgage Brokers named Pinnacle Home Mortgage. Their dedication to service is their highest priority. Pinnacle Home Mortgage offers a variety of loan programs to meet your needs. They work with the leading lenders in the industry to provide Conventional & FHA Mortgage Loans, 100 percent Financing, Zero Money down Programs, etc. Additionally, they specialize in mortgage loans for new construction and offer long term interest rate locks and caps.
 
30 Year Fixedis the common 30 year conventional mortgage with a fixed rate for the life of the loan.  This loan is a safe choice for most anyone especially for those who plan to stay in this home for a long period of time. The FHA 30 Year Mortgage is a great choice for several reasons. First, this loan has an interest rate that is locked for the life of the loan. Second, it offers a lower required down payment than conventional mortgages at 3 percent , and that down payment can be a gift from a family member or a not for profit organization. Additionally, FHA loan programs typically have lower mortgage insurance than conventional loans with a minimum down payment. If you are paid on a commission basis or periodic bonuses, wouldn’t it is nice to make mortgage payments when you have the money to pay them.  With their flexible loan programs, you can choose when to make smaller payments and when to contribute more to your principal. 
 
Pinnacle Home Mortgage is committed to helping you find the right mortgage product for your needs. They understand that every borrower is different, and they offer a variety of products to meet your individual requirements. They make the process of securing a home loan simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

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