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Regency Mortgage Bancorp, Inc.




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

The firm is a full-service commercial and residential mortgage brokerage frim.  They work with the leading lenders in the industry and offer a wide variety of loan products.  Whether you are a first-time homebuyer, existing homeowner or investor, they have incredible financial options designed to ensure that your financing needs are met.  They specialize in No Money Down Mortgages. With numerous financing options to choose from, they most definitely have a loan program that's right for you.  They make it easy to get an affordable mortgage.  They offer fast turn around time and can pre-qualify you right over the phone.

The firm is committed to helping you find the right mortgage product for your needs. They understand that every borrower is different, and they offer a variety of products to meet your individual requirements. They make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

They never put you in loans that don't make sense. If refinancing a loan will cost you more than it will save you, or if it does not make financial sense, they won't do it. They are committed to putting you in the loan that fits your individual needs. Through the process they take you through they take your application, pull your credit bureau report at the same time, getting you pre-approved for your loan. Since they know your time is valuable, they will streamline the process; they will call and discuss your options with you. They won't put you in a loan that will cost you more money in the long run, or does not make financial sense.

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