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McGowin-King Mortgage, L.L.C


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Since 1998, McGowin-King Mortgage has been serving Alabama, with years of combined experience. As a FHA and VA approved correspondent, the firm's focus of business has been on FHA loans and VA home loans. Their total volume has averaged between 20 dollars and 30 million dollars each year with about eighty percent being Conventional and the remainder FHA and VA. With rates currently at unbelievable lows, now is a fantastic opportunity to take advantage of your home's equity.

For many Americans retirement is a mixed blessing. All too often people find themselves in need of extra income just to keep up. They focus on helping older Americans live in their home comfortably and securely by turning the equity in their home into extra cash or monthly income. For many Americans a reverse mortgage can be a solid financial decision that can truly improve their quality of life. Unlike a conventional mortgage, there are no monthly payments and the proceeds are tax free .There is no income or credit requirement to qualify for the loan. Best of all you retain ownership of your home and can live there for as long as you choose.
 
The company is a very professionally managed company that believes in treating their staff as well as they treat their customers. This is because the company believes in the old saying that happy workers make for happy customers. This has proven true through the years for the company as proven by the customer retention and satisfaction as shown by the customers.

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