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Home > Financial Services > Mortgage Brokers > Point Financial
Point Financial
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
Point Financial assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
Point Financial is a full service mortgage broker; it is the goal of Point Financial to provide to their borrower’s low cost loan fees at the best rates available. After obtaining a pre approval on your loan request, they will select the rate and terms which best suits your needs.
The company source of money consists of a multitude of lenders here in Hawaii and across the continental United States. Therefore, they have the advantage of providing you with loan programs offered by these lenders. All loans are processed here in Hawaii and the closing documents are prepared by their experienced staff. They offer many more loan programs.
The company provided to Wages and Salaries, Commissions, Installment sale payments to you, Rental Income, Alimony, and Child Support. Point Financial is dedicated to a goal which is to save you money, distress and time and they guarantee results. Whether you are a new residential home buyer, a seasoned commercial developer, or simply refinancing an existing mortgage, the Company offers the best package of service, rates, and closing finesse few in the industry can come close to.
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