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Home > Financial Services > Mortgage Brokers > Ridgecrest Mortgage
Ridgecrest Mortgage
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
The more programs and services a mortgage company has available, the better the rates and program options they will have to offer their clients. At Ridgecrest Mortgage, they are associated with a multitude of lenders nationwide. They are committed to ongoing research of new and competitive programs as they become available. The Company is able to send out any loan scenario to lenders across the country, and choose from their best offers. Their clients are offered the best and most competitive programs suited to their individual needs.
Below is a sampling of some of their most popular loan services. Purchases, Impaired Credit Loans, Refinances, Cash-Out Refinances, Interest Only Loans, Fixed Rate Loans, Non-Owner Occupied, No Closing Cost Loans, Self-Employed, Adjustable Rate Loans, Low Down Payment Loans, No Documentation Loans, Construction loans, Commercial Loans, Post Bankruptcy Financing, and 100 percent Financing.
It is the mission of Ridgecrest Mortgage to provide excellent follow-up and availability to their clients, to complete each loan process in a competent and timely manner that meets the time constraints of their clients, to provide complete mortgage counseling. They take into account the total impact a mortgage will have on their clients' overall financial situation, and advise them accordingly. To maintain up-to-date on new and competitive loan programs as they become available, to offer their clients the very best programs and rates for their situation, to always offer reliable information regarding interest rates and costs associated with obtaining a loan.
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