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Home > Financial Services > Mortgage Brokers > Preferred Empire Mortgage
Preferred Empire Mortgage
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
At Preferred Empire Mortgage Company, their priority is to ensure that every detail of your loan process is managed in a timely and ethical manner. As one of the top 10 brokers in the Tri-State area, they maintain wholesale relationships with a nationwide network of home financing institutions. This gives them the power to compare the lending options of over 50 mortgage banks to find the most appropriate one to satisfy your borrowing objectives. They actually do the research for you, saving you time and money.
Their reputation is driven by their ability to provide low rates, innovative financing options, and a high level of service that will exceed your expectations. They have the resources to fulfill your entire home financing needs and the flexibility to meet the demands of an ever changing market. The Company is a full service company providing mortgage brokerage services for residential and commercial properties, vacation homes, investment properties, purchases or refinances, home equity loans and lines of credit.
Through Preferred Empire Mortgage Company you have access to a world of products and services. They maintain wholesale relationships with most of the country's leading lending institutions to ensure you receive the lowest interest rates available. They have a variety of low-cost programs as little as 3 percent down available for 30 year mortgages, government loan programs, first-time homebuyer mortgages, land and construction, no income and no asset loans, and a broad selection of jumbo loan products custom tailored to the needs of the affluent borrower.
The company prides themselves on their accessibility and encourages frequent and open communication with the clients. Client satisfaction is the most appropriate measure of their success.
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