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Premier Home Mortgage L.L.C.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount. Premier Home Mortgage, L.L.C. was started in 2000 to originate Wisconsin mortgages.  Chuck and Karli Spahr started the company because they believed they could do a great justice too many people in Wisconsin.

Mortgage products 10, 15, 20, 25 and 30 year fixed rate mortgages that are fixed for the duration of the term, adjustable rate mortgagesthat are fixed for a specified period and amortized over 30 years. After the fixed rate period, the rate may go up or down and adjust at times specified by the type of adjustable rate mortgage.mortgages that are amortized over 30 years and a lump sum is due in full at a specified time during the 30 years  the time it is due is determined by the type of balloon it is.  A mortgage used to purchase a piece of real estate .refinance mortgages: a mortgage used to refinance what is owed on a current mortgage, and sometimes to take out additional cash.

Home equity lines of credit mortgages that can be in 1st or 2nd lien position which float with an index rate monthly, typically the prime rate as published in the wall street journal. These mortgages typically have a high credit and you can use them to pull cash out when you need it not to exceed the high credit. Payments are usually interest only for a fixed term. Rural housing. a federally funded program at current market rates requiring no down payment. The program is limited to purchases in specific counties in Wisconsin and there are income limitations. A loan that utilizes real estate as security or collateral to provide for repayment should you defaults on the terms of your loan. The mortgage of deed of trust is your agreement to pledge your home or other real estate as security.

The Company’s mission statement is simple deliver to customer's a level of value and service that exceeds their expectations. The Company’s customers should remember ­­­­­­­­­­­­­­­­ the company as a pleasant experience and be excited to refer family and friends for their mortgage needs.

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