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Home > Financial Services > Mortgage Brokers > Scott Friedman Financial Inc.
Scott Friedman Financial Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Scott Friedman Financial is dedicated to consistently providing greater value to its clients with the intention of retaining them and their referrals for life. In support of this, their focus comes to three areas. First, they learn their customer's priorities, objectives and preferences. Their clients are questioned about their financial goals, housing goals and needs, level of risk taking comfort, and vision of where they think interest rates headed. Their capacity, willingness, and desire to provide documentation are ascertained. Their income, credit and asset situation is questioned, clarified and quantified. Then a suitable product is recommended. Second, they work with the client to satisfy the lender's requirements in as an efficient manner as possible. Third, every effort is made to treat the client in a manner that they will want to refer others as well as come back for future loans. The relationship is maintained through time and never viewed as a one-time transaction.
Focusing on these three areas has resulted in over 80 percent of Scott Friedman Financials' business being repeated customers or referrals from satisfy customers. An integral part of being able to deliver to the clients is maintaining positive relationships with lenders, escrow companies, appraisers, credit reporting agencies and title companies. They offer the best mortgage tools available on the internet easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
The Company strives to serve their diverse community of clients in a spirit of honesty, integrity and understanding.
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