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Home > Financial Services > Mortgage Brokers > Optima Mortgage Corp.
Optima Mortgage Corp.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Optima Mortgage Corp. wants to be your mortgage advisors for life. Referrals from previous clients, real estate agents, and their website have always been their primary source of new business. They value you as a client and will advise you of all your financing options. Structure the best financing for your situation. Have the most competitive rates and closing costs.
Optima Mortgage is providing loan programs such as Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit, and Home Equity Fixed Loan.
Optima Mortgage Corporation offers you 6 calculators to help you answer important financing questions. There are a number of ways to approach an affordability analysis, and these calculators allow you to assess the effects of different variables when buying a home.
They utilize the latest technology available to close your loan quickly with the lowest cost. By using the Internet, advanced processing software, and automated underwriting systems they can give loan approvals within 15 minutes for most borrowers.
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