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Optimum Mortgage Group


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Optimum Mortgage Group was founded in 1998 as a retail mortgage broker. Since then, Optimum has grown rapidly and has several locations throughout the United States and now operates as a Mortgage Banker.  Optimum Mortgage Group is a company with a local focus, combining the best qualities of a modern business with face-to-face customer service.

Optimum Mortgage Group prides them on top notch service for both the internal and the external customer. They truly believe in earning their customers business.

The Company currently has many services that allow Optimum Mortgage Group to shine. They offer unique value tools that build value with their customer’s and set them apart from their competition. Their focus on value has allowed them to grow as an organization and is one of the reasons why they were recognized as one of the fastest growing mortgage companies in the United States.

Optimum Mortgage Group is providing Loan types such as fixed rate loan, Hybrid loan, Bi-Weekly Mortgage,Government loan programs,Bridge loans, VA Loans, Second mortgages,Improvement Loan Insurance, Home equity loan, Home equity line of credit.

Their focus on delivering superior customer service is why they have demonstrated a 98.5 percent historic customer satisfaction ranking. The Company values a work environment where one can come and enjoy their work. They provide an atmosphere where people want to work and people want to do business. They truly believe that an associate will do a better job if they have fun along the way.

Their mission is to continually exceed their customers’ expectations by providing the ultimate in mortgage services while allowing them to prosper as an industry leader.
 
 

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