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Prime Mortgage, Inc.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

G. Richard Munton, Jr. has been in the mortgage business since 1974. In 1991, Dick and Wanda Munton organized Prime Mortgage to provide better home financing for the Hattiesburg area homeowners. Dick brought experience accumulated as a Certified Public Accountant and bank president to the Hattiesburg, Mississippi based company. Wanda brought organizational skills acquired in business endeavors and a great concern for the customer's well being.

The Company's marketing approach is a financial one identifying the best home financing alternative at the lowest cost as opposed to a pure sales effort. The Company has originated over $169 million in mortgages in the past five years. Prime Mortgage brings capital from the best loan programs in the nation to the Hattiesburg and Mississippi marketplace. Through the years many unique financing alternatives have been introduced to the market by Prime Mortgage. Knowledge, experience and concern for the customer distinguish Prime Mortgage from other lenders.

Kathy Eaves has eleven years experience as a loan processor and underwriter. Her experience includes conventional and non conforming processing. She utilizes the latest technology to obtain quick loan approval.

The company is known to provide the lowest interest rates available. Sometimes the interest rates are not the most important factor. If you have less than perfect credit or income that cannot be verified they can still get the financing you need to purchase a home. They are not limited to the loan programs of just one bank. Prime's loan products are drawn from financial markets across the nation.

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