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Simons & Leoni Home Loans LLC




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Simons & Leoni Home Loans, LLC is committed to helping you find the right mortgage product for your needs. They understand that every borrower is different, and they offer a variety of products to meet your individual requirements. They make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
 
Their most popular loan program is simple and streamlined and is designed for borrowers who have excellent credit and at least 5percent down payment. Income and Assets are stated but not verified. Employment is verified without any verification of income. Self Employed Borrowers are allowed. This program is available up to 95percent Loan-to-Value without Private Mortgage Insurance. The best part about this program is its streamlined application and approval process usually with no increase in interest rate or points.
 
Simons & Leoni Home Loans, LLC offers a variety of loan programs to meet your needs. They work with the leading lenders in the industry to provide SL 100 Program, interest only programs, fixed period ARMs, zero down & low/ No Doc programs, pay option ARM, home Equity line and many more that helps and attracts the clients. A Home Equity Loan is ideal for borrowers who are looking to get a revolving line of credit with flexible payment options and the ability to reuse the funds. This program offers qualified borrowers interest only minimum payments during the draw period. 

They strive to serve their diverse community of clients in a spirit of honesty, integrity and understanding.

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