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Palm Pacific Mortgage


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Palm Pacific Mortgage is a full service Mortgage Brokerage Company, based in the State of Hawaii. First established in the year 1999, as a division of Palm Springs Real Estate Services. The company was later reorganized and reopened its office in Hawaii in 2003, with Hawaii personnel and ownership. They work with local, national, and private lenders, to obtain funds for their customers to purchase residential property, and to refinance real estate, primarily in the State of Hawaii. 
 
Palm Pacific Mortgage has broker agreements with several different types of lenders one of them usually is a fit for their borrower's and the property's profile. They do primarily Fannie Mae and Freddie Mac loans, which follow those guidelines.  To round out their products, they also have sub prime lenders for those who have credit issues, or properties that are non traditional. 
 
The Company secret weapons in the business are their access to hard money lenders, for the really odd properties, and unique situations as well as lenders that will do small construction loans, home equity lines, and land purchases. They do owner occupant, investor, second homes, condotels, vacant land, and reverse mortgages.  They were established their selves as one of Hawaii's most reliable Mortgage Brokers. 

From mortgage processing and underwriting, to loan closing and funding, their expert mortgage staff will efficiently expedite your entire transaction. They will keep you informed every step of the way. They were committed to building rewarding, long term customer relationships. With that in mind, you'll receive the highest quality mortgage services. They pride their selves on providing superior customer service and creating satisfied customers.

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