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Quail Hollow Financial


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Quail Hollow Financial strives to meet the specific needs with quality service and individual attention. They pride themselves in giving you the mortgage information, loan options and convenient assistance you're looking for. They find the loan that best suits your needs, at a very competitive rate. They offer conforming, non-conforming and government loan programs.
 
The Prequel is their multi-step service that will ask you a series of questions and provide mortgage payment and ratio calculations to help determine your home purchase or refinance prequal status. The Loan program contains Fixed Rate Mortgages which is the most common type of mortgage program where your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable. Adjustable Rate Mortgages ARMs loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home.  However, the interest rate changes at specified intervals. Standard ARMS and the Differences options are available to fit your individual needs and your risk tolerance with the various market instruments.
 
ARMs with different indexes are available for both purchases and refinances. Choosing it with an index that reacts quickly lets you take full advantage of falling interest rates. An index that lags behind the market lets you take advantage of lower rates after market rates have started to adjust upward. The interest rate and monthly payment can change based on adjustments to the index rate.

The company has committed themselves to the success of the business, to the pursuit of excellence, to the safety of employees, and to providing industry leading quality of service to customers.

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