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Express One Mortgage Corp.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Here at Express One Mortgage Corp. their focus is on getting you the right loan and the right terms to fit your situation. A mortgage is a big commitment and you need an experienced professional guiding you through the process, answering your questions so that you will know with confidence that you made the right choice.
 
It means that they focus on you and your goals. Anyone can line up a great looking rate for you but they take the time to show you all the other gotchas that can overshadow any teaser rate. They have many flexible loan programs that can put you into your new home easier than you might expect. Some of their programs not only don’t require a down payment, but cover some of your closing costs as well.
 
They will review your loan application and supporting materials with you to make sure that your loan package is correct and as strong as possible. Then they will shop your loan application package to several lenders to find you the best deal possible. 

 The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

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