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Ace Mortgage Funding,Inc.




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Ace Mortgage Funding’s Philosophy is Customers for Life. They pride themselves on being able to place almost any home loan, even if you have less than perfect credit. Dealing with the greatest range of mortgage lenders allows them the most flexibility when working with their clients on refinancing mortgages and home purchase loans. They now offer home loans in 28 states and have branch offices in Arizona, Colorado, Florida, Indiana, Minnesota, Missouri, Ohio and Tennessee.
 
Mortgage Bankers typically are not able to place a wide variety of loans due to their limited product line. As a full service Mortgage broker, this company has the ability to deal with over 300 lenders from across the U.S. Mortgage Bankers also are forced to sell rates at above par rates while still charging the normal closing costs. Dealing directly with the lenders allows them to avoid this problem.
 
Their loan program includes different products such as Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit, and Home Equity Fixed Loan. Their loan process is organize your documents, Get Qualified, Shop loan programs and rates, Obtain Loan Approval, and Close the Loan. 

The Company’s Mission Statement is to be the leading producer and marketer of mortgage loans nationwide, sustaining a competitive advantage through service, product, and process superiority, a total quality commitment, and a strong client focus. By combining the use of the Internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a home loan.

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