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Spinnaker Financial


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Spinnaker Financial is located in the North County of San Luis Obispo, California.  North County is home to a refreshingly diverse landscape, At Spinnaker Financial, their loans are easier to qualify for that ever, and interest rates are competitive.  Whether you are buying a home for the first time or continuing your home investment portfolio, they can set you up with a loan that fits your specific needs.  Spinnaker looks at your personal situation to custom design a loan that works for you. 
 
Spinnaker's home construction lending is here to help in the successful completion of all of your construction projects. One application, one approval process and one set of closing costs.  This loan will save you time and money.

Start saving on your monthly payments or use your equity to get cash out.  If the interest rate on your mortgage is higher than current rates, you could save a substantial amount of money by refinancing.  The option of taking cash out from your equity is also available.  It's never a bad time to start saving money one of the unique services provided by Spinnaker Financial.

Spinnaker's team of experienced, professional mortgage originators will help you through every step of your mortgage loan experience. 

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