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Home > Financial Services > Mortgage Brokers > Statewide Bancorp, Inc.
Statewide Bancorp, Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Statewide Bancorp specializes in refinance loans, home mortgage loans and new home purchases. Statewide Bancorp can help you refinance, consolidate your debt and lower your monthly payments, even if you have less than perfect credit or bad credit.
At Statewide Bancorp they work hard for you. Their loans are easier to qualify for and their rates are very competitive. You will be pre approved within 24 hours. And they'll close your loan in days, not months. Maybe you haven't heard of them. But they are one of the fastest growing independent mortgage banker or brokerage companies in the country with a down to earth, make sense attitude. They've been lending to good people with not so good credit for many years. Their sole focus is helping their customers achieve their objectives.
If you have credit problems, you know how difficult it can be to get a loan yet a good loan. Their specialty is lending to people with all credit types. So whether you have a bankruptcy, foreclosure or a FICO score that has caused other lending institutions to turn you down, turn to us. Forget the one size fits all formulas. They will work with you to help you get the best loan possible.
Statewide process is designed to benefit you, by saving you valuable time and money. Their main goal is to ensure their customers have the best lending experience possible with the lowest rates and fees, while making the process fast and easy. Their streamlined operation allows them to offer very competitive rates while providing outstanding customer service from the time you apply for a loan with them to the time you sign the documents.
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