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California First Mortgage


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
In 1977, to help guide the state's expansive growth, they created First California Mortgage Company, which provided builder and retail financing. They established Headlands Mortgage Company as a wholesale division. In addition, they expanded First Cal's operation across the country, at one time originating loans in 42 states. The original First Cal was sold to a Fortune 100 company in the mid 1990s.
 
The Company continues the same strength of modified service and professionalism, guided by a commitment to fair pricing for Californians. With affluence as the overarching goal, they calculate success in human terms understanding the needs of customers, offering them the right products at the right terms, safeguarding their trust, responding quickly to their concerns, communicating to them with clarity and making every effort to ensure them a positive experience.

They are only satisfied when their customers share in the collective sense of well being and prosperity. They enable their business partners to deliver on their own promise to help Californians realize financial goals by providing a mortgage on the best possible terms. Like them, they treasure long term customer relationships and strive to earn those relationships through quality products and outstanding service.
 
They restrict access to nonpublic personal information about you to employees who need to know that information to provide you products, services or answers to your questions. They maintain physical, electronic, and technical safeguards that obey with federal regulations to guard your nonpublic personal information.
 
Their customers and partners know they can rely on them to provide insight into the workings of the California mortgage market. They know how to measure risk, move quickly, and form relationships that work in a joint way so that they all share in the prosperity.
 

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