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Vertus Lending Group, Inc.




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Vertus Lending Group, Inc. was founded by John R. LaGrassa a native of the Chicago land area. Vertus Lending Group, Inc., had one mission in the beginning…to converge the best in the industry, the experts. One by one, they have committed themselves and their expertise to the future of Vertus Lending Group, Inc.  And one by one, the company has formed a foundation that is strengthened by layers of experience, knowledge, education and individual, yet, united visions that hold it all together from the very center, or the core of it all. Companies that belong to the Illinois Association of Mortgage Brokers/ N.A.M.B have signed a commitment of ethical and fair lending standards.
 
Following types of loan programs in our company 30 year fixed rate mortgage, 10/1 year adjustable rate mortgage, 7/1 year adjustable rate mortgage, 7 year balloon mortgage, 5/25 or '30 due in 5' mortgage, 5 year balloon mortgage, 1 year adjustable rate mortgages. Your Mortgage Consultant at Vertus Lending Group, Inc. will work with you to make your homeownership dream a reality. They specialize in matching their clients with a loan program that is perfect for them. Their Mortgage Consultants take into consideration so much more than your mortgage loan. They start with your financial goals and your dreams for the future and offer loan recommendations based on not only your past and present finances, but more importantly, based on your future.
 
Vertus Lending Group, Inc. assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

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